function check_form()

{

	var ffield = new Array('FULLNAME','DAYNUMBER','NIGHTPHONE','TIME','CUSTCITY','STATE','CUSTEMAIL','DEBT','CREDITOR');
	var fname = new Array('Your Full Name','Your Day Number','Your Nght Number','Your Contact Time','Your City','Your State','Your Email Address','Debt Amount','A Creditor');
	for (var i=0;i<9;i++){
		var thisfield = 'document.joinform.'+ffield[i];
		if (!eval(thisfield + '.value')){
			alert("Please enter "+fname[i]+".");
			eval(thisfield+'.focus()');
			return false;
		}
	}
	if (document.joinform.STATE.selectedIndex == 0){
		alert('Please enter the state you live in.');
		return false;

	}
	if (document.joinform.TIME.selectedIndex == 0){
        alert("Please enter contact time.");
        return false;

	}
	if (document.joinform.DEBT.selectedIndex == 0){
        alert("Please enter debt amount.");
        return false;

	}


    return true;
}
function terms() {
        window.open('agterms2995.html','terms','width=640,height=480,scrollbars=yes');
        document.joinform.agree.checked = true;
}