Licensed Consolidation & Consumer Credit Counseling

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Fully Certified & Licensed Consolidation Services


We are a fully licensed consolidation company that follows strict guidelines to meet consumer quality. We work hard to meet the credit counseling industry guidelines and expectations of consumers


Registration of Consumer Credit Counseling Agencies In an effort to self-regulate the consumer credit counseling industry, Chase Bank, MBNA, and Household Finance, the three major credit card banks in America, established a requirement that Consumer Credit Counseling Companies obtain accreditation if they were to be eligible for distribution of Fair Share monies.

The Association of Independent Consumer Credit Counseling Agencies (AICCCA) developed a Consumer Credit Counseling Agencies Code of Practice to supplement ISO 9001 standard requirements establishing a new Sector Scheme. After review, the major lenders approved ISO 9000 registration as one of the two options of quality management system accreditation.

Registration to ISO 9000 enables credit counseling agencies to be eligible for full payment of Fair Share monies earned. Those agencies that do not become registered to ISO 9000 or the other approved quality management system may lose their Fair Share monies.

We are working hand-in-hand with the credit card banks and the consumer credit counseling industry. We understand the needs of the credit counseling agencies and the challenges that they face. BSI has more credit counseling clients than any other registrar, with over 60 agencies choosing BSI as their registrar as of December 2001.



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